Millbridge Finance in Gadsden, Alabama is a funding broker, not a lender. It matches requests with funding partners, who review them and make their own decisions on approval and terms. A merchant cash advance is not a loan. Read any offer in full before signing.
Millbridge Finance Is a Funding Broker, Not a Lender
Millbridge Finance does not lend, lease or advance its own money and makes no credit decisions. It takes a business's request by phone or form, discusses which funding types fit, and sends the request to funding partners that consider that kind of funding.
Each Funding Partner Makes Its Own Credit Decision
Only the partner decides whether to make an offer, and it sets the amount, price and terms. A partner may decline or offer something different from what was requested. Millbridge cannot change a partner's decision, and no request is assured of an offer.
A Merchant Cash Advance Is Not a Loan
In a merchant cash advance, a provider buys a share of receipts the business will collect in the future. The provider collects that share from sales; the cost is set by a factor rather than an interest rate. Compare the total amount collected with the total cost of a loan for the same need.
Checks Before Signing Any Offer
- Read the whole agreement and keep a signed copy.
- Add up every fee and the total dollars paid or collected.
- Check collateral, personal guarantees and prepayment terms.
- Ask the partner about anything unclear before signing.
By Millbridge Finance · Updated